Boat/Watercraft Insurance

Spending time on Minnesota's lakes and rivers is one of life's simple pleasures, but owning a boat or personal watercraft comes with its own risks. Boat and watercraft insurance protects your investment, covers liability on the water, and prepares you for unexpected situations. At George Paur Agency, our team helps Minnesotans secure coverage designed to keep them confident while enjoying their time on the water.

What Does Boat and Watercraft Insurance Cover?

Boat and watercraft insurance includes protection for your vessel, passengers, and other individuals in the event of accidents, damage, or theft. At George Paur Agency, policy options are customized for Minnesota boat owners based on their specific needs. Common coverage includes:

• Physical Damage Coverage: Pays for repairs or replacement if your boat or watercraft is damaged by collisions, storms, or other accidents.
• Liability Insurance: Provides protection if you're held legally responsible for injuries or property damage caused by your vessel.
• Medical Payments Coverage: Helps cover medical expenses for you or your passengers if an accident occurs on the water.
• Uninsured Watercraft Coverage: Offers financial assistance if an accident involves a boat owner who lacks sufficient insurance.
• Towing and Assistance: Covers the cost of emergency services, such as towing your boat if it becomes disabled while on the water.

Why Boat Insurance Matters

With Minnesota's extensive waterways, protecting your boat ensures that your time on the water remains enjoyable. At George Paur Agency, we guide boat and watercraft owners to secure policies that address their unique needs while making sure all aspects of ownership are covered.

Contact Us to Explore Coverage Options

Are you ready to cover your boat or watercraft with dependable insurance? Click here to start a quote or here to connect with our team. George Paur Agency is proud to serve Minnesota boat owners with expert guidance and dedicated service.